On this special edition of Out of the Rough, Debbie Wolpert co-hosts with Fred Arnold as they welcome Ally Loprete to the program. Ally tells them her journey from creating OurMilkMoney.com, to hosting her own radio show.

Fred Arnold is an industry leader and veteran in the areas of mortgage lending and public speaking. Fred began his career in 1991 after graduating from California State University, Northridge. Fred is a mortgage professional with American Family Funding and his business is 100-percent referral based, and he has helped his clients obtain over $1 billion in mortgage loans over the past two decades. His belief is that if you help enough people get what they want out of life, then you will always achieve your goals and dreams. Fred often speaks to business and consumer groups on the economy, the state of the housing market, how to get the best investment when buying real estate, in addition to leadership, marketing and customer experience. Fred hosts a TV show, "Find Your Journey," on SCVTV and hosts the radio show, "The SCV Chamber Business spotlight," on KHTS AM-1220. Fred was recognized as one of the Top 40 Business People under 40 in Southern California by the San Fernando Business Journal and was named Mortgage Professional of the Year by the California Association of Mortgage Professionals in 2011. Fred currently serves on the OLPH school board, COC Foundation Board, Habitat for Heroes Advisory Board, SCVTV advisory board and Singles Mothers Outreach Advisory Board. He recently served as Chairman of the SCV Chamber of Commerce (2013), treasurer of the National Association of Mortgage Brokers (2013), Secretary of Matadors Community Credit Union and was President of the California Association of Mortgage Professionals (2008-2009). Fred is licensed by the California Department of Real Estate (01173600) and the NMLS (214841).